Column

Housing market (Last update: Mar 2023)

Table specification (Last update: Mar 2023)

Date Loan to pay (kr) Loan paid (%) Amortization (kr) Amortization (%) Interest (%) Interest (kr) Pay per month (kr)
Mar 2023 1’413’101 8.83 2’583 2.19 3.59 4’235 6’818
Feb 2023 1’415’684 8.67 2’583 2.19 3.59 4’243 6’826
Jan 2023 1’418’267 8.50 2’583 2.19 3.59 4’251 6’834
Dec 2022 1’420’850 8.33 2’583 2.18 3.59 4’258 6’841
Nov 2022 1’423’433 8.17 2’583 2.18 3.59 4’266 6’849
Sep 2022 1’426’016 8.00 2’583 2.17 3.59 4’416 6’999
Aug 2022 1’428’599 7.83 2’583 2.17 1.14 1’360 3’943
Jul 2022 1’431’182 7.67 2’583 2.17 1.14 1’362 3’945
Jun 2022 1’433’765 7.50 2’583 2.16 1.14 1’365 3’948
May 2022 1’436’348 7.33 2’583 2.16 1.14 1’367 3’950
Apr 2022 1’438’931 7.17 2’583 2.15 1.14 1’369 3’952
Mar 2022 1’441’514 7.00 2’583 2.15 1.14 1’372 3’955
Feb 2022 1’444’097 6.83 2’583 2.15 1.14 1’466 4’049
Jan 2022 1’446’680 6.67 2’583 2.14 1.14 1’285 3’868
Dec 2021 1’449’263 6.50 2’583 2.14 1.14 1’379 3’962
Nov 2021 1’451’846 6.33 2’583 2.13 1.14 1’382 3’965
Oct 2021 1’454’429 6.17 2’583 2.13 1.14 1’384 3’967
Sep 2021 1’457’012 6.00 2’583 2.13 1.14 1’387 3’970
Aug 2021 1’459’595 5.83 2’583 2.12 1.35 1’645 4’228
Jul 2021 1’462’178 5.67 2’583 2.12 1.35 1’648 4’231
Jun 2021 1’464’761 5.50 2’583 2.12 1.35 1’651 4’234
May 2021 1’467’344 5.33 2’583 2.11 1.35 1’654 4’237
Apr 2021 1’469’927 5.17 2’583 2.11 1.35 1’657 4’240
Mar 2021 1’472’510 5.00 2’583 2.10 1.35 1’659 4’242
Feb 2021 1’475’093 4.83 2’583 2.10 1.35 1’773 4’356
Jan 2021 1’477’676 4.67 2’583 2.10 1.35 1’554 4’137
Dec 2020 1’480’259 4.50 2’583 2.09 1.35 1’668 4’251
Nov 2020 1’482’842 4.33 2’583 2.09 1.35 1’671 4’254
Oct 2020 1’485’425 4.17 2’583 2.09 1.35 1’674 4’257
Sep 2020 1’488’008 4.00 2’583 2.08 1.35 1’677 4’260
Aug 2020 1’490’591 3.83 2’583 2.08 1.35 1’680 4’263
Jul 2020 1’493’174 3.67 2’583 2.08 1.35 1’683 4’266
Jun 2020 1’495’757 3.50 2’583 2.07 1.35 1’686 4’269
May 2020 1’498’340 3.33 2’583 2.07 1.35 1’689 4’272
Apr 2020 1’500’923 3.17 2’583 2.07 1.35 1’691 4’274
Mar 2020 1’503’506 3.00 2’583 2.06 1.35 1’694 4’277
Feb 2020 1’506’089 2.83 2’583 2.06 1.35 1’754 4’337
Jan 2020 1’508’672 2.67 2’583 2.05 1.35 1’643 4’226
Dec 2019 1’511’255 2.50 2’583 2.05 1.35 1’703 4’286
Nov 2019 1’513’838 2.33 2’583 2.05 1.35 1’706 4’289
Oct 2019 1’516’421 2.17 2’583 2.04 1.35 1’709 4’292
Sep 2019 1’519’004 2.00 2’583 2.04 1.35 1’712 4’295
Aug 2019 1’521’587 1.83 2’583 2.04 1.35 1’715 4’298
Jul 2019 1’524’170 1.67 2’583 2.03 1.35 1’718 4’301
Jun 2019 1’526’753 1.50 2’583 2.03 1.35 1’721 4’304
May 2019 1’529’336 1.33 2’583 2.03 1.35 1’723 4’306
Apr 2019 1’531’919 1.17 2’583 2.02 1.35 1’726 4’309
Mar 2019 1’534’502 1.00 2’583 2.02 1.35 1’729 4’312
Feb 2019 1’537’085 0.83 2’583 2.02 1.35 1’848 4’431
Jan 2019 1’539’668 0.67 2’583 2.01 1.35 1’619 4’202
Dec 2018 1’542’251 0.50 2’583 2.01 1.35 1’738 4’321
Nov 2018 1’544’834 0.33 2’583 2.01 1.35 1’741 4’324
Oct 2018 1’547’417 0.17 2’583 2.00 1.35 2’790 5’373

Column

Loan payed

Summary costs and possible gains (assuming 30% tax on the gain)

Month Percentile Estimated value Vinstskatt Pengar tilbaka
53 Ref 2’000’000 0.0 584’316
53 10% 2’008’939 0.0 593’255
53 15% 2’026’090 0.0 610’406
53 20% 2’033’549 0.0 617’865
53 25% 2’041’008 0.0 625’324
53 30% 2’046’701 0.0 631’017
53 35% 2’047’978 0.0 632’294
53 40% 2’049’254 0.0 633’570
53 45% 2’058’278 0.0 642’594
53 50% 2’077’632 0.0 661’948
53 55% 2’096’986 0.0 681’302
53 60% 2’117’904 5’371.2 696’849

Structure of the amount per month paid